Blog
Notes on budgeting, building Tallyo, and what actually works.
How couples actually share a budget: what worked for us, twelve years apart
Twelve years ago my wife and I tracked every expense in a spreadsheet. It worked, then it died of friction. The same method, friction removed, is now nine months and 30% in.
Envelope budgeting in 2026: what actually works on a phone
Envelope budgeting works because it's visual, not because it uses paper. Here's what the method gets right, where digital versions fail, and what survives on a phone.
Looking for a YNAB or Mint alternative? Here's what we built (and why)
After Mint shut down, I looked at YNAB and a handful of alternatives — then built a couples budgeting app that does less on purpose. An honest comparison.
Why I built Tallyo: how my wife and I cut spending 30% in nine months
I tried Spendee, hated bank sync, and watched our credit card bill drift further from the number we'd told ourselves. So I built a couples budgeting app I would actually open. Here is what changed.